Workers Compensation Investigation
What is a Workers Compensation Investigation?
A workers compensation investigation helps to examine the validity of a workers compensation claim. Unfortunately, people exaggerate the extent of their injuries or outright lie when filing a claim. It is estimated that workers compensation fraud costs businesses billions of dollars each year (the California Department of Insurance estimated over $1.1 billion in fraud during FY2009-10 in California only). A workman’s compensation investigation can verify honest claims and highlight dishonest ones.
Workers Compensation Fraud Definition
Workers comp fraud is the exaggeration and/or fabrication of injuries that allow the worker to claim and receive workers compensation insurance that they are not entitled to.
Should I Use a Workers Compensation Investigation?
If you are an insurance agent, run your own business, or otherwise are responsible for employees or workers, a workers comp investigation can help ensure that each of the workers filing a worker's comp claim are entitled to the compensation they receive. This not only allows more money to be available for workers with genuine claims, but it also helps limit loss of manpower and loss of insurance money. If you are unsure, you can contact an investigator to learn more about how they can help.
What Techniques Do Investigators Use to Uncover Workers Compensation Fraud?
- Surveillance - Investigators may use audio, video, and other types of surveillance to determine whether an individual worker is as injured as they claim.
- Interviews and research - Workers compensation investigators may interview colleagues, friends, and family to try to find out how extensive the worker's injuries are.
- Background checks and traditional investigative techniques - A private investigation into worker's compensation fraud may include checking medical records and other records to determine whether a worker is truly injured. Private investigators may also run background checks to see whether a worker has filed numerous compensation claims in the past or has been convicted of workers compensation fraud in the past.
- Evidence gathering - Workers compensation investigators can gather evidence if they uncover workers compensation insurance fraud. This can help employers and businesses prosecute fraud and cut off workers compensation claims that are not legitimate.
Can Investigators Help Workers Not Receiving Adequate Workers Compensation?
Yes, investigators can also help workers who are not getting adequate insurance money from workers comp claims. If a business or an insurance company is not paying workers comp to a genuinely injured worker, a private investigator can gather evidence about the company or insurance company in question. This can help an injured worker get the money they deserve.
Looking for a Workers Compensation Investigator?
Whether you're a business concerned about workers comp fraud or you're a worker who has not been paid adequate compensation for an injury, a worker's compensation investigator can help you.
Use PInow today to find a professional investigator in your area with experience in workers compensation cases. Use the search utility on the top of this page or select a state below to find a workers compensation investigator or call us at (888) 997-4669.
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If you are unable to find the help you need on our site, contact us at (888) 997-4669 and we will find a company for you, at no cost.
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